May credit card ka ba?

Started by toffer, November 17, 2008, 11:13:10 PM

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sino may mga credit card dito? anong card gamit niyo? magkano yung average na nagagastos niyo gamit yung credit card?




ako meron. once na nagkawork ako, kumuha na ako.

for 3 reasons:
1. FLOAT.
2. 0% privelege
3. rewards/points

kaya halos lahat ng gastos ko kine-credit card ko. :D

same with angelo..

im using BPI cc

@ radz welcome back...

topic:

wala pa akong card..
but maybe ma approve this december siguro..

heheh


@ radz
hehe ako hsbc. (mabuhay miles) sayang ang miles eh!
mahilig lang ako mag travel, might as well. hehehe!

@jon
madali na ngayon makakuha ng card at ma-approve. ingatan mo lang ang credit standing mo so madali nila taasan credit limit mo at madali ka maka-request sa card company kung may mga problems ka with your account.  (this is all speaking from experience hehehe!)
it also helps sometimes, yung bank ng cc mo, dapat yun na rin yung bank na may savings ka, para nakikita nila may pera ka talaga to pay for your expenses.  ;)


ako CITIBANK...

wala pa ata 2 weeks approve na.. bago pa lang ako dito noon sa company ko..

i applied also for BDO ata un or metro bank hehe nkalimutan ko.. sana ma-approved..

dati meron pala ko metrobank kaso nawala un wallet ko nun kaya pina cancel ko agad lahat ng mga cards and atm's..

mag apply ako bukas sa STANDARD CHARTERED kasi new card sila ngayun NOKIA BLACK ang color ng card nila...

may mga discounts ka if bibili ka ng nokia phone or mga rebates sa load.

yun lang...



^ huwag ka mag SCB card.
panget service ng standard chartered. sa card na yan, load lang ang rebates mo, at tuwing kukuha ka ng bagong phone. eh parang every week ka bibili ng phone ah! kaya hindi ko yan advise kahit naging client namin sila. hehehe!

@ jon
iyon ba ang basehan mo para sa pagpili at pagkuha ng credit card?

yeah..

cge na nga hindi nalang...

thanks sa info....kuya ange....

;)

suggest ko lang a card na pwede long term.
tapos isipin mo na rin yung card na madaling magbayad ng bills at kung may problem ka may hotline sila etc.
ikaw din ang ma-hassle later on lalo na kapag nagkaproblema.

at hindi pa masyadong established ang scb dito sa pinas kaya konti pa lang partner nila sa mga sale. unlike going for hsbc (halos forever partner ang SM), citibank (kahit saan talaga pwede), bpi, metro, RCBC (though Bankard ang network nila hindi masyadong common as bancnet and megalink)

Loyal Citibank cardholder for 4 years now.  plus those local not-so-good-service-pang-emergency-cards

Quote from: angelo on November 20, 2008, 10:27:18 PM
^ huwag ka mag SCB card.
panget service ng standard chartered

I can testify.

Standard Charetered's customer service suck so bad, you'd rather have a Burger Machine attendant take care of your billing inquiries.

Quote from: sheep on February 02, 2009, 03:03:03 AM
Loyal Citibank cardholder for 4 years now.  plus those local not-so-good-service-pang-emergency-cards

i thinnk babalik nalang ako ng citibank. hirap mag-ipon ng miles, yung sa hsbc ko.

Quote from: angelo on February 05, 2009, 01:09:39 AM
Quote from: sheep on February 02, 2009, 03:03:03 AM
Loyal Citibank cardholder for 4 years now.  plus those local not-so-good-service-pang-emergency-cards

i thinnk babalik nalang ako ng citibank. hirap mag-ipon ng miles, yung sa hsbc ko.

yup.. nothing beats the personalized service ng citibank.

I heard a lot of great things about HSBC, but based on personal experience, hindi ganun ka ganda.

i have two credit cards from hsbc. one visa classic and one mabuhay miles. okay naman hsbc.  at least madami sya katie up na shops and establishments na kapag ginamit mo ung hsbc card may discount.