[geo]

Most of us ganito ang equation pagkatanggap ng salary nila.....

Salary-expenses-luho=pag may natira savings...

When it should be...

Salary-savings-expenses=ang natira luho.....

Savings is 10-20% of your salary...

[noyskie]

So ibig sabihin, tama lang pala sinasave ko ngaun, which is around that percentage.

Mahina lang ako mag stash for emergency fund, pag liquid funds kasi mabilis kong gastusin... hehehe...

[geo]

some would say na dapat kasama din sa equation na yan ung emergency funds.

[Peps]

yung nakukuha ko lang yearly yung sine save ko hehe

[geo]

let me make a guess? dividends?

[Peps]

ayoko na sana sabihin yung term ano ano kasi tsini tsismis nung isa

[noyskie]

tsk! yaman talaga mi peps...

[vladmickk]

Tanong ko lang, what's the best time of the year para mag invest sa mutual fund or sa uitf?

[nevinct]

^ short answer: the present.

Very hard to predict the market so cost averaging works for me rather than a one time big time investment splurge. for example you have 100k to invest; splitting it into 5 months deposit of 20k each or 10 months deposit of 10k per month would (roughly) negate the constant up and down price changes.

[vladmickk]

^salamat po sir nevinct. Additional pa po, worth it po ba ang mutual fund as a passive investment? Kung sa 100k, gaano po ba kalaki ang roi in 2 to 3 years based on experience?

[kaloy]

Worth it naman, kasi may return ka for sure. Mababa nga lang compared to stock market. Just remember, "The higher the risk, the higher the return."

Low ang risk ng MF kasi Fund Manager ang may hawak ng portfolio mo. Whereas in Stock Market, ikaw ang may hawak ng portfolio mo. Pwde kang masunog anytime kung di ka marunong magTrade.lol Pero pwede ka din naman manghingi ng tips sa broker mo para alam mo ang bibilhin mo.hehe

Ayon kay FAMI, as of today, 36.14% ang projected 3yr-return nila. Bale FV(Future Value) = 100,000 (1 + .3614) Kung sa stock market mo yan ininvest, for sure mas malaki ang kita mo dyan. Let's take PGOLD as an example. PGOLD closed at 11.00php on its first day, but now, it closed at 27.75php. That's more than 100% return in less than 10 months. October last year pa lang nagIPO si PGOLD ha. At 2 months ago binili nya si S&R at Parco. Which means maganda ang future ng company.hehe At pag maganda ang company, chances are, gaganda sya sa mata ng investors at tataas ang price nya.hehe But thats just my two cents. I'm no expert. Hindi din po ako nag major in Business.

[jordanforextrading]

Hi gusto ko lang po mag share ng experience ko sa inattendan ko na seminar libre po sya at talagang maraming matutunan tungkol sa Forex trading dito sa pilipinas. Kahit sa maliit na investment lang po ay malaki na ang maari nyong kitain dahil matututo po kayo kung paano din maging successful sa larangan ng forex trading dito sa ating bansa.

[bugnutin99]

Uy interesting to ah. Meron silang workshop every 2-3 weeks. May sched sila sa BGC (aside sa iba ibang sites sa Luzon) though di ko na check yun exact dates pero iba iba sya ng oras.