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Where to spend your extra money

I’m sure a lot of us have received the much-awaited mid-year bonus. And recently, I’ve been thinking about how to make the most out of my mid-year bonus or any other extra money in general. Now, here are some tips that I’d like to share with you guys on where to spend your extra money:

Image credit: PFala’s Flickr

1. Savings
I have read somewhere that the first thing you should do when you receive extra income is to put a portion of it in a bank. This is probably the wisest thing to do so that you wouldn’t end up buying more than what you can afford – most especially when us guys have the tendency to overspend on gadgets.

2. Self-improvement
One of the things I spend upon when receiving bonuses is to spend it on self-improvement. Why not learn something new after all? Say a foreign language, or a driving course perhaps? Trust me, spending on self-improvement is a great investment for the future!

3. Self-indulgence

We are human and of course we need to at least, reward ourselves for a job well-done. As for me, my form of self-indulgence is to buy an inexpensive gadget and some clothes.

4. Sharing
What’s the use of all the money when you don’t share some of it? It’s fun to share your happiness with other people and I make sure that I do it most of the time!

As for you, how do you spend your extra money?

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Hi, my name is Chris and I am the founder of Pinoy Guy Guide. As a guy living in Bonifacio Global City in Manila, Philippines, I have a strong interest in writing about men's fashion, lifestyle, pop culture and gear for guys.


  • yes you got these right things dude!
    actually, as of now i do not have the midyear bonus coz i am still new in regular status but what i really do when i received extra money is this formula..

    E=Sa-S , where Sa = Salary, S = Savings and E = Expenses

    Thats it! ya ha!

  • hey, bugits! i think your formula is quite unrealistic. Since you know your expenses, you should subtract your expenses from your salary to know your savings. hence if its a positive, you got savings! on the contrary, negative savings means you’re not doing well! S=Sa-E

  • Extra Money can be used to earn more money…. Invest it in the stock market…. you will get something larger than bank products

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